Why “use it or lose it” matters right now
Most employer wellness dollars are funded on a calendar-year basis, and whatever isn't spent by December 31 doesn't roll over. It goes back to the health plan, not into next year's budget. That makes October the perfect time to strategize about how to deliver impactful wellness products and programming to employees before the end of the year.
The good news: SoHookd is built for exactly this kind of timeline. There's no PEPM, no contract to negotiate, and implementation moves fast, so options that would take weeks with another vendor can often be live in days. Credits to the SoHookd Incentives MarketplaceMarketplace credits, in particular, can be invoiced and delivered the same day.
What follows is a practical rundown of ways to put remaining 2026 wellness dollars to work before they expire, including transparent pricing.
1. Employee appreciation
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Fruit and snack box sends: no enrollment step needed, works for every employee, one of the fastest options to execute
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An end-of-year "thank you for being awesome" send: a simple appreciation message paired with a small gift
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Marketplace credits sent company-wide as a year-end thank-you, letting employees pick their own reward; credits can be invoiced and delivered the same day
2. New wellness programs
Don't wait until January to start a new program. Use remaining Q4 dollars to build momentum before day one.
- A snack or fruit box send paired with a flyer and QR code linking to SoHookd enrollment, so employees are signed up and ready before the program even launches
- An end-of-year Marketplace credit send that doubles as the official "we're partnering with SoHookd in 2027" announcement, so year one starts with a win already banked
- For employers who want to prefund 2027 now, note that this typically needs sign-off from their health plan first
3. Seasonal gift boxes
Seasonal relevance makes year-end spend feel intentional, not like a leftover-budget dump.
- Flu kits: timely, practical, ties wellness spend to a real Q4 health need
- Employee appreciation boxes, seasonally themed
Note: this overlaps with the appreciation ideas above — worth deciding whether to merge the two sections, or keep this one focused on flu kits and let "employee appreciation" own the appreciation-box idea.
4. Self-care programming
SoHookd's webinar and challenge programming pairs naturally with the stress the holidays and year-end bring.
- An end-of-year self-care series: multiple weekly webinars (your notes say "weekly in September" — that's before this campaign's November–December window, worth confirming whether the timing should shift)
- Holiday cooking classes
- Holiday stress management or financial well-being webinars
5. Preventative health incentives
Wellness dollars aren't the only thing that resets at year-end. Many preventive benefits do too, which makes this a two-for-one "use it or lose it" argument.
- Biometric screenings
- Year-end screenings generally (annual wellness visits and similar)
- Health plan webinars
- Health plan program participation, incentivized through SoHookd credits
Pricing: Affordable options for all
Budget shouldn't be the reason an organization sits out Q4. This section reinforces the no-PEPM and same-day invoicing points from the intro, then gets concrete on cost.
- Restate: no PEPM, no contract required, rapid implementation
- Pricing philosophy: pay for what you use, priced at face value
- Per-product pricing: snack and fruit boxes, seasonal gift boxes, Marketplace credits, webinars, screening incentive programs